Terms of Service

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and VoltShield Ltd ("Company," "we," "our," or "us") regarding your use of our website volt-shield.com and our spreadsheet expense planning services.

By accessing our website or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.

2. Company Information

VoltShield Ltd
Registered in England and Wales
142 Kings Road
London SW3 4TX
United Kingdom
Email: [email protected]
Phone: +44 20 7946 0958

3. Services Description

VoltShield provides professional spreadsheet expense planning services, including:

• Custom spreadsheet template design
• Financial planning consultation
• Training and support services
• Ongoing maintenance and updates
• Educational content and resources

Service specifications will be detailed in individual service agreements or proposals.

4. User Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding agreements
• Provide accurate and complete information
• Comply with all applicable laws and regulations
• Use services for legitimate business purposes only

5. User Responsibilities

5.1 Account Information

You agree to:

• Provide accurate, current, and complete information
• Maintain the security of any account credentials
• Notify us immediately of unauthorized use
• Be responsible for all activities under your account

5.2 Prohibited Uses

You agree not to:

• Use services for illegal or unauthorized purposes
• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit malicious code or harmful content
• Attempt to gain unauthorized access to our systems
• Reverse engineer or copy our proprietary materials

6. Service Terms and Pricing

6.1 Service Agreements

Specific services will be governed by separate service agreements that detail:

• Scope of work and deliverables
• Project timelines and milestones
• Pricing and payment terms
• Intellectual property arrangements
• Support and maintenance provisions

6.2 Payment Terms

Unless otherwise specified:

• Payment is due within 30 days of invoice date
• Late payments may incur interest charges
• All prices are exclusive of VAT
• Refunds are subject to our refund policy

7. Intellectual Property Rights

7.1 Our IP Rights

All content, materials, and intellectual property on our website and in our services remain our exclusive property, including:

• Website design, layout, and functionality
• Proprietary methodologies and processes
• Template designs and formulas
• Educational content and materials
• Trademarks, logos, and branding

7.2 Client IP Rights

For custom work:

• Clients retain ownership of their business data
• Custom templates become client property upon full payment
• We retain rights to general methodologies and approaches
• Confidential client information remains confidential

8. Confidentiality

We maintain strict confidentiality regarding:

• Client business information and data
• Financial information and planning details
• Proprietary business processes
• Any information marked as confidential

Confidentiality obligations survive termination of these Terms.

9. Data Protection and Privacy

We process personal data in accordance with:

• UK General Data Protection Regulation (UK GDPR)
• Data Protection Act 2018
• Our Privacy Policy (incorporated by reference)

By using our services, you consent to data processing as described in our Privacy Policy.

10. Disclaimers and Limitations

10.1 Service Disclaimers

While we strive for accuracy, we cannot guarantee:

• Complete accuracy of all spreadsheet calculations
• Compatibility with all software versions
• Uninterrupted website availability
• Specific business outcomes or results

10.2 Professional Advice Disclaimer

Our services are for informational purposes. We are not:

• Providing formal financial or tax advice
• Acting as licensed financial advisors
• Responsible for regulatory compliance
• Substituting for professional accounting services

11. Limitation of Liability

To the fullest extent permitted by law:

• Our liability is limited to the amount paid for services
• We exclude liability for indirect or consequential damages
• We are not liable for business interruption or lost profits
• We exclude liability for third-party actions

This limitation applies regardless of the legal theory of liability.

12. Indemnification

You agree to indemnify and hold harmless VoltShield Ltd from claims, damages, or expenses arising from:

• Your use of our services
• Violation of these Terms
• Infringement of third-party rights
• Your negligent or wrongful acts

13. Termination

13.1 Termination Rights

Either party may terminate:

• Service agreements with 30 days' written notice
• Immediately for material breach
• Immediately for insolvency or bankruptcy

13.2 Effect of Termination

Upon termination:

• Payment obligations for completed work remain
• Confidentiality obligations continue
• We may retain data as required by law
• Intellectual property rights are preserved

14. Force Majeure

We are not liable for delays or failures due to circumstances beyond our reasonable control, including:

• Natural disasters or extreme weather
• Government actions or regulations
• Labor strikes or disputes
• Technical failures or cyber attacks
• Public health emergencies

15. Governing Law and Jurisdiction

These Terms are governed by:

• Governing Law: Laws of England and Wales
• Jurisdiction: Courts of England and Wales
• Dispute Resolution: Good faith negotiations first
• Alternative Dispute Resolution: Mediation or arbitration as agreed

16. Changes to Terms

We may update these Terms:

• Changes effective 30 days after posting
• Notice provided via website and email
• Continued use constitutes acceptance
• Right to terminate if you disagree with changes

17. Entire Agreement

These Terms, along with our Privacy Policy and any service agreements, constitute the entire agreement between parties and supersede all prior understandings.

18. Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions continue in full force and effect.

19. Contact Information

For questions about these Terms, contact us: